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Financial Statement Spreading Software

Streamline your underwriting by effectively balancing consistency and flexibility with our financial spreading software.

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Standardized Input Consistent Output Flexible Process

Standardized Input

Easy data entry in familiar spreadsheet templates for tax returns and financial statements

FISCAL Forward comes with intuitive financial statement templates for business, personal and CRE deals.  From templates pre-set with a standard chart of accounts to tax returns mapped line by line to the IRS forms, our financial spreading software reduces time spent modifying Excel spreadsheets and formulas. Add Sub accounts and Schedules with just a few clicks.

From your first deal in FISCAL Forward, our simplified data entry gets you to financial analysis quickly, so your time is focused on the things that matter, and not on endlessly modifying your financial statement spreading templates.

Schedule a Demo Of Our Financial SPREADING Software 

See how easy it is to make the switch and start seeing the benefits of FISCAL Forward.

Consistent Output

Clear, concise presentation and credit analysis in easy-to-read, one-page reports

Eliminate confusion and frustration when dealing with inconsistent Excel– and Word-based reports where order, format and content of financial statements vary from person to person. Our summary reports highlight key information for decision-makers, while finely-tuned expanded versions offer clean, logical layouts, so anyone can quickly recognize and assess important details.

Report options can be easily saved and changed, producing predictable reports focused on your credit analysis priorities.

Flexible Process

Quick, convenient adjustments with built-in capacity to capture real-world scenarios

Avoid the headache of rigid financial spreading software systems intended for large banks with large borrowers submitting audited financials. Our spreads accommodate the reality that tax returns may not accurately reflect cash flow, so you can adjust it directly and substitute CPLTD with Debt Service entries. Responsive Global Cash Flow options let you include multiple businesses, people and loans in a deal.

We understand how small community banks and credit unions work, so our credit analysis software tools keep you focused on getting the job done.

Do what YOU do. Better, faster, and more easily with our financial spreading software.

FISCAL Forward Features

Global Cash Flow

  • Multiple Businesses
  • Multiple People
  • Multiple Loans
  • Flexible Calculation Options

Business and Personal Spreads

  • Tax Returns
  • Annual or Interim Financial Statements or Interim Financial Statements
  • Projections
  • Trailing Twelves

20+ Standard Reports

  • Executive Summary
  • Detailed Analysis
  • One-click Narrative
  • RMA Benchmark Comparisons
  • 300+ unique graphs and charts

Credit Memos

  • Fully-editable in Microsoft Word
  • Highly customizable
  • Use multiple credit analysis process templates, and credit statement spreading systems for different purposes

CRE Sensitivity

  • Stress Tests by Vacancy, Interest and Capitalization Rates
  • Rent Rolls
  • DSCR & LTV Sensitivity

Our Tools Work the Way You Work.

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Contact Us | 800.248.5550

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