From rigid, time-consuming data entry to fixed and limited report sets, many systems frustrate users with inflexible processes and inadequate analysis. FISCAL Credit Suite makes it easy to get information in and to get information out, with as much or as little detail as the situation or pending deal may require.
Statement Spreading and Analysis
FISCAL is comprehensive statement spreading and financial analysis software designed to promote efficiency and agility in credit underwriting. FISCAL puts in place a standard platform to automate manual procedures and loan processing tasks, maximizing potential opportunities and minimizing risk.
Exception and Document Tracking
ExceptionComplete is a checklist and tickler solution for tracking exceptions, documents, collateral, and covenants. Customized to track only the information relative to your institution, ExceptionComplete proves that clear reporting, consistent methods, and integrated monitoring don’t have to be complicated.
THE FISCAL CREDIT SUITE IMPACT
Designed for the ever-changing lending environment, our solutions grow with you. From a single user to a full enterprise installation, have a clear, consistent framework that is always tailored to your needs.
Quickly access all business, borrower, and financial data for effective information sharing and credit decisioning. Flexible reporting eliminates the need to create reports outside the system.
Automate painful manual processes. Extensive financial data and dynamic analysis give you what you need to get the job done. Decades of experience allow us to deliver tools that are comprehensive and straightforward.
I have used FISCAL for a number of years, and very much like its ease of use and direct format. It suits our credit analysis needs, so much so that our holding company recently purchased both additional user licenses for FISCAL and a complete installation of ExceptionComplete for our bank and our sister bank.
ExceptionComplete is nice for our whole process. The regulators were extremely pleased that we were not using an excel sheet.
FISCAL offers us a quick, easy, and accurate way to spread financials. This gives the analyst more time to review the reports and analyze the information.